Terms of Service – Artha Learning Edge (ALE)

 

Effective Date: October 1, 2024
Last Updated: March 16, 2025

 

  1. Acceptance of Terms

By accessing and using the Artha Learning Edge (ALE) website ("Site"), courses, services, and Discord community ("Services"), you agree to these Terms of Service ("Terms") and any additional guidelines set forth by Kajabi, Discord, financial education regulations, and applicable consumer protection laws.
If you do not agree, please discontinue use immediately.

  1. Changes to Terms

ALE reserves the right to modify these Terms at any time. Changes become effective upon posting on this page. Continued use constitutes acceptance of revised Terms.

  1. Privacy Policy & Data Protection

Your use of our Services is also subject to our Privacy Policy, which outlines how we collect, use, and protect your data under:

  • Florida Consumer Data Protection Act (FCDPA)
  • California Consumer Privacy Act (CCPA)
  • General Data Protection Regulation (GDPR) (EU)

Your Rights (GDPR & CCPA Compliance):

  • Right to Access: You may request a copy of your personal data.
  • Right to Deletion: You may request deletion of your data, subject to legal obligations.
  • Right to Opt-Out: We do not sell personal data. Users may opt out of any marketing communications.

For privacy concerns, contact us at [email protected]

  1. Eligibility & User Accounts
  • Each account is for individual use only. Account sharing, group purchases, or reselling access to ALE services is strictly prohibited.
  • You may not access ALE courses or Discord through another user’s credentials.
  • Suspicious login activity (e.g., multiple logins from different IP addresses) may result in immediate suspension or termination without refund.
  1. Discord Community & Conduct Guidelines

By joining the ALE Discord community, you agree to the following:

Community Guidelines:

  • Respect all members – No harassment, hate speech, or discrimination.
  • No financial advice – Discussions must remain educational.
  • No unauthorized promotions – No self-promotion, spam, or external service marketing.
  • No IP violations – Do not distribute ALE’s proprietary content or strategies.
  • No circumvention of paid tiers – You may not create multiple accounts to exploit free trials or avoid payments.
  • Follow Discord’s Terms of Service – Discord TOS.

Violations may result in permanent bans, account terminations, or legal action.

  1. Financial & Trading Education Disclaimer

ALE is an educational platform. We do not provide financial, investment, or trading advice. Any trading decisions you make are at your own risk, and we are not liable for any losses.

  1. Payment Terms & Subscription Policy
  • All courses, products, promotional items, and membership payments are non-refundable. See our Refund Policy for details.
  • Prices are subject to change without notice.
  • We use Kajabi for website payments and Stripe/Whop for Discord memberships.

Subscription & Cancellation

  • By subscribing, you authorize recurring charges for monthly, quarterly, semiannual, or annual plans.
  • You may cancel anytime, but payments are non-refundable.
  • Rejoining within 30 days after cancellation may be denied preventing system abuse.
  1. Intellectual Property (IP) Protection

All content created, published, and distributed by Artha Learning Edge (ALE) is the exclusive property of ALE and is protected under U.S. copyright law, the Digital Millennium Copyright Act (DMCA), and international intellectual property laws.

Strict Prohibited Actions

  • Copying, modifying, distributing, reproducing, or reselling any ALE content in any form.
  • Teaching or repackaging ALE’s trading strategies under another name.
  • Creating derivative works (such as courses, books, PDFs, or videos) using ALE’s content.
  • Screen recording, downloading, or scraping content from courses or Discord.
  • Sharing paid materials, login credentials, or exclusive Discord content.

Enforcement & Legal Action

  • Immediate termination of access to ALE services.
  • DMCA takedown notices filed against violators.
  • Monetary damages & legal action for unauthorized use.

To report violations, contact [email protected]

  1. Limitation of Liability & No Defamation
  • ALE, its owners, administrators, moderators, employees, contractors, interns, voluntary staff, and any supporting members are not liable for any financial losses, trading outcomes, or technical issues resulting from your use of ALE services.
  • Users agree not to make false, misleading, or defamatory statements about ALE, its courses, instructors, members, owners, administrators, moderators, or any affiliated staff (paid or voluntary).
  • Defamation includes, but is not limited to:
    • Posting false claims on social media platforms, Discord (including other servers), blogs, forums, YouTube, review sites, or any public or private platform.
    • Making misleading, harmful, or unsubstantiated accusations that could damage ALE’s reputation, business operations, or credibility.
    • Spreading false information about ALE’s methodologies, results, pricing, or services with malicious intent.
  • ALE reserves the right to pursue legal action against defamation, false claims, unauthorized disclosure of confidential information, or damaging public reviews.
  1. No Warranties

The Services are provided “as is” without warranties of any kind, express or implied.
We do not guarantee:

  • Uninterrupted access to materials.
  • Accuracy or completeness of content.
  • Profits or trading success.
  1. Governing Law & Dispute Resolution
  • These Terms are governed by the laws of the State of Florida.
  • Any disputes shall be resolved through binding arbitration in Pasco County, Florida.
  • Users waive the right to participate in class-action lawsuits against ALE.

California & EU Consumer Rights Notice:

  • California Users: You have the right to request refunds or dispute terms under California Business & Professions Code § 17200.
  • EU Users: If you are a resident of the European Union, you may access EU consumer protections under GDPR & Directive 2011/83/EU.
  1. Force Majeure

ALE is not liable for disruptions caused by:

  • Internet failures, cyberattacks, legal restrictions, or natural disasters.
  1. Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain valid.

  1. Contact Information

For inquiries, legal concerns, or disputes, contact us at:

Email: [email protected]
Website: https://www.ale.team

Acknowledgment

By purchasing any ALE course, membership, or product, you acknowledge that you have read, understood, and agree to these Terms of Service.

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